Book — $399

Finance · Sales · Used Car Management — from inside the dealership

I've spent years on the other side of the desk.
Now I'm on yours.

Got a quote? Sitting in the finance office? Get a second set of eyes from someone who works in the industry. You make the calls — I make sure you know the score. Flat fee. No commission. No dealer relationship to protect.

3 departments run Currently a dealership Finance Director Flat fee — never a % of your deal
Typical Dealer Invoice — Line Items What you're shown vs. what's real
HOLDBACK A percentage the manufacturer pays the dealer after the sale — never printed on the invoice you're handed.
PRELOADS Add-ons the dealership says are already done and included in the price — often negotiable, rarely explained.
F&I RESERVE The dealer's markup on your interest rate and add-on products — often the most profitable line in the deal.
YOUR TIER The interest rate you actually qualify for, before anyone marks it up on the way to your contract.
Illustrative — every deal is different. Your Playbook uses your actual numbers.

Where the deal gets decided

Three moments. Most buyers face them alone.

01 — The quote

The first number is the dealer's pick

Sticker and even "invoice" price are opening positions, not facts. Without a benchmark, most buyers negotiate against the dealer's number instead of the market.

02 — The trade-in offer

Two deals, folded into one

Your trade and your new car are separate negotiations. Blended into one monthly payment, it's easy to lose track of where the money moved.

03 — The finance office

Tired, late, "just one more form"

Rate, warranty, GAP, protection packages — some are worth having. It's hard to tell which when you've been there four hours and the pen is already in your hand.

The offer

One flat fee. Everything you need for one deal.

$399flat · paid once
The signature piece — included in every session

Live text support, from the lot

You're standing in the dealership and they've just offered you something. Text me. I'll tell you in real time whether it's a real number, a normal upsell, or a stall tactic — so you're never guessing alone in the room. You do the talking. I make sure you know what you're hearing.

Sell-side

Trade & private-sale valuation

What your current car is actually worth — and what a dealer's first trade-in number is likely to leave on the table.

Financing

Rate & financing review

What you likely qualify for, before you're quoted a number in a room built to make you feel rushed.

Strategy

Your negotiation playbook

A written, car-specific target price and script — built from the same margin structure I used to set for a dealership.

F&I

F&I prep & contract audit

What to expect on the menu, what's worth it, and exactly what "no" sounds like when it's said with confidence.

Optional

Final contract check

Before you sign, send a photo of the buyer's order or menu. I'll flag anything that doesn't match what we planned.

Is this for you?

Built for buyers who'd rather not guess.

Right for you if…

  • You already have a quote and want a second opinion before you sign
  • You're financing a car for the first time — or the finance office makes you nervous
  • You'd rather pay a flat fee than spend your weekend researching

Not for you if…

  • You want someone to negotiate with the dealer for you — you stay in every conversation
  • You're looking for a guaranteed price or a promised dollar amount saved

Process

Four steps, start to signature

01

Book & brief me

Tell me the car, your budget, and where you're at — shopping, or already deep in a negotiation.

02

Get your Playbook

Within 24–48 hours: your target price, financing benchmark, and a written negotiation plan.

03

Text me from the lot

I'm on standby while you're there. You handle the room — I handle making sure you're not outmatched in it.

04

Check before you sign

Send the paperwork over first. If something's off, you'll know before your name is on it.

IA

Who's on your side

Trained to run the numbers. Now hired to explain them to you.

I've built my career inside the dealership — running the finance office, leading a sales team, and managing the department that decides what a trade-in is actually worth. I set the targets, structure the menus, and train the people across the desk from you. Insider Auto Consultants exists because that knowledge is more useful in a buyer's hands than a dealer's.

FINANCE DIRECTOR FORMER SALES MANAGER FORMER USED CAR MANAGER

One deal, one fee

$399

flat fee — paid once, not a percentage of your deal or your savings

  • Trade / private-sale valuation
  • Rate & financing review
  • Written, car-specific negotiation playbook
  • F&I prep & product breakdown
  • Live text support during your dealership visit
  • Final contract review before you sign
Book your session

Before you book

Good questions to ask

Do you negotiate with the dealer for me?

No. You stay in every conversation with the dealer, start to finish. I'm coaching you in real time — over text, before your visit, and in your Playbook — not acting on your behalf or contacting the dealer myself.

Is this a car-buying service or a broker?

No. I don't buy, sell, arrange, or negotiate vehicle purchases. Insider Auto Consultants is an advisory and coaching service — you make every call and sign every document yourself.

Why not just ask AI?

AI can explain what a term means. It can't tell you what this dealership will actually move on, notice what's missing from the paper in front of you, or stay on text with you while you're in the chair. You're paying for a person who's been in that room — and who answers for the advice.

What if I decide not to buy?

Your Playbook and valuation are yours to keep either way. If your plans change before we've done the work, reach out — I handle it case by case.

Do you work with any car, anywhere?

Yes — the service runs by text and phone, so it works wherever you're shopping. Let me know your make, model, and market when you book.

How fast do I get my Playbook?

Within 24–48 hours of booking, so you have it before you set foot on a lot.